Avoid retention surprises and lock your next term with time to spare.
Upload your current mortgage statement, set the maturity date, and we will remind you at 6, 4, 3, and 1 months. Each reminder includes real-time rates, penalty analysis, and a call-to-action to book time with the Broker team.
From day one, the renewal tracker lives in your dashboard. We prefill Smart Finder scenarios with your balance, remaining amortization, and goal date so you can compare retention offers to broker-channel pricing instantly.
Lender conversations, CASL consent, and document requests stay logged in Supabase with perfect RLS and audit trails.
Drop your maturity date below. You can unsubscribe anytime, and we only send value-dense reminders—no spam.
Renewal choices can trigger penalties, especially if you refinance early or break a bona fide sale clause. We outline the math in advance and connect you with tax professionals when strategies like the Smith Manoeuvre / Maneuver or rental damming are on the table.
Six months out. We pull lender retention offers, compare broker-channel pricing, and document any blend-and-extend or bona fide sale clauses so you know the real cost of staying put versus switching.
We model both options—including penalties, debt consolidation, and readvanceable strategies—so you decide with full math in hand.
Our CASL-compliant reminders capture consent, send value-dense updates, and include one-click unsubscribe. You stay in control of your inbox and the timeline.