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Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash/rental damming involve risk—consult a qualified tax professional.

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Insights & news

Mortgage market updates, planning guides, and automation tips from the Pragmatic team.

Bank of Canada holds rates—what it means for Canadian borrowers

Dec 31, 2025

The Bank of Canada held the overnight rate this month. Here’s how it could affect fixed and variable mortgage strategies across British Columbia and Alberta.

Smith Manoeuvre refresher: risks, rewards, and readvanceable tips

Dec 31, 2025

A simple explainer on running the Smith Manoeuvre / Maneuver responsibly with Pragmatic’s readvanceable playbook.

BC first-time buyer incentives you can stack in 2025

Dec 31, 2025

From property transfer tax rebates to GST new home credits, here’s what first-time buyers in British Columbia should know.

Set-it-and-forget-it renewal reminders (6/4/3/1 months)

Dec 31, 2025

Why we nudge you four times before maturity—and what’s in each message.

Investment property checklist for 2025

Dec 31, 2025

A compliance-first approach to rental financing, covering DSCR, leases, and reserve planning.

Core Web Vitals matter for mortgage shoppers

Dec 31, 2025

Fast pages convert better. Here’s how our site keeps LCP & INP in the green while staying secure.