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Information is general and not legal, tax, or investment advice. Strategies like the Smith Manoeuvre (Maneuver) and cash/rental damming involve risk—consult a qualified tax professional.

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Renewal comparison

Compare payment shock across your current payment, lender retention offers, and market options.

Outstanding balance

Outstanding balance currency$

Principal remaining as of renewal date.

Amortization (years)

Amortization (months)

Payment frequency

Compounding basis

Current rate (%)

Rate on the expiring term.

Current payment label

Lender retention rate (%)

Retention label

Retention term (months)

Market rate (%)

Market label

Market term (months)