Pragmatic Mortgage | We're the mortgage company that doesn't want you to have a mortgage.

Gross rent (monthly)

Vacancy allowance (%)

Operating expenses (monthly)

Maintenance, management, utilities, insurance, etc.

Mortgage payment (monthly)

Other property debts (monthly)

HELOC interest, second mortgages, or related debt obligations.

Method

Offset percent

Percentage of rental income used to offset the mortgage payment.

Allow negative income contribution

Enable when lenders require negative rental to flow through ratios.

Rental qualifier